At Salt & Sage Bookkeeping, I believe your books should feel steady, clear, and well cared for. I provide thoughtful, reliable bookkeeping so you can focus on running your business with confidence and peace of mind.

Services

Monthly Bookkeeping

I handle your day-to-day bookkeeping so your financial foundation stays strong.

  • Categorizing transactions

  • Reconciling bank and credit card accounts

  • Maintaining your chart of accounts

  • Monthly financial review

Accounts Payable & Receivable

When appropriate, I provide accounts payable and receivable support to help maintain healthy cash flow.

  • Tracking vendor bills

  • Creating and managing customer invoices

  • Applying payments

  • Reviewing aging reports

  • Banking

Financial Reporting

I provide clear, easy-to-understand reports that show how your business is really doing.

  • Profit & Loss statements

  • Balance Sheets

  • Cash Flow reports

  • Custom management reports

Payroll Support

Payroll support is offered selectively to ensure accuracy, compliance, and a healthy working relationship.

  • Payroll processing support

  • Contractor payments and 1099 tracking

  • Payroll reconciliation

  • Payroll report review

Tax-Ready Books

I maintain clean, organized books designed to support your tax professional.

  • Year-end cleanup

  • Expense review and reconciliation

  • Year-end adjusting entries (in coordination with your tax professional)

  • Account accuracy checks

  • Coordination with your CPA or tax preparer

Catch-Up & Clean-Up Bookkeeping

If your books are behind or messy, I’ll bring them current and restore order.

  • Historical bookkeeping

  • Error correction

  • Reconciling missing transactions

  • Prior-period reporting

General Excise Tax

I help you stay compliant and prepared.

  • Hawaii GET reporting support

  • Filing coordination

  • Audit-ready records

QuickBooks Online Support

I set up simple systems that are built to last.

  • New QuickBooks Online setup

  • Cleanup and optimization

  • Ongoing monthly maintenance

  • Client guidance

A woman in a white blouse and jeans riding a light-colored horse in a grassy field during sunset.

Photo Credit: Colten Quinabo

Aloha, I'm Ahni Francisco!

Born and raised in Upcountry Maui, I grew up surrounded by open land, horses, and a way of life that taught me the importance of hard work, consistency, responsibility, and doing things right the first time. Those values have stayed with me and continue to shape the way I approach my work today.

With over 12 years of experience in the tax and financial services industry, including managing a tax firm, I've developed a strong foundation in financial reporting, tax compliance, business operations, and the importance of maintaining accurate financial records. My background has given me a firsthand understanding of the challenges business owners face and how essential organized, reliable bookkeeping is to the overall health of a business.

Throughout my career, I've worked closely with business owners, gaining valuable insight into their financial needs, the importance of proper recordkeeping, and the role accurate books play in tax preparation, financial planning, and informed decision-making. I bring that experience, along with a detail-oriented and proactive approach, to every client relationship.

I believe bookkeeping is about more than categorizing transactions and reconciling accounts. It's about creating a dependable financial foundation that allows business owners to understand where they stand, make confident decisions, and focus on growing their businesses.

My goal is simple: to bring clarity to an area of business that often feels overwhelming. I take pride in providing organized, accurate, and dependable bookkeeping services while building genuine, long-term relationships with the people and businesses I serve. I strive to be more than just your bookkeeper—I want to be a trusted and reliable part of your team.

Outside of work, you'll find me enjoying the ocean, spending time with my horses, embracing farm life, and making meaningful memories with family and friends. I bring that same sense of balance and care into my client relationships—calm, dependable, and intentional.

Steady Books. Solid Ground.

I look forward to being a part of your team!

Steady Books. Solid Ground.

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Steady Books. Solid Ground. >>><<<

Contact Me

Please contact me to schedule a consultation so we can discuss your business and determine how we can move forward together. I look forward to being a part of your team.